DOCUMENTATION NEEDED FOR A HOME LOAN:
 
The following information is necessary to process your mortgage loan in a quick and efficient manner:
  • Most recent pay stub showing at least 30 days year to date earnings for each borrower and two years W-2’s.  
 
  • Last two most recent months bank statements (all pages-front and back) on all assets accounts, including investments or savings, checking and retirement. If received quarterly, please provide one most recent statement.
 
  • If currently renting, we will need the name, address and phone number of landlord. If you own your home, we will need a copy of the mortgage statement along with your account number, taxes and insurance.
 
  • If self-employed or retired, we will need two most recent years of federal tax returns with all schedules for the most recent two years. If you have rental property, we will need a lease. If you have a trust, we will need a copy of the trust.
 
  • If applicable, copies of divorce decree or bankruptcy papers
 
  • If this is a VA loan, we will need the certificate of eligibility and DD214.
 
  • Copy of legible driver’s license for all borrowers.
 
  • When you find a home, or if you are refinancing, we will need a check payable to your mortgage provider.  We pay the appraiser directly after ordering the appraisal. This is not an IberiaBank Mortgage fee.       Investment Property appraisals are $650.00.
Sales contract fully executed by buyer and seller and all other parties. INSURANCE COMPANY NAME, EMAIL & PHONE NUMBER
 
  • If you have sold a home, we will need the HUD1 Settlement statement or Closing Disclosure on the sale.
 
  • If you are refinancing we will need yourcurrent mortgage statement.

  • If you are a permanent resident alien, we will need a copy of your H1 Visa